Health Insurance Agent Bloomington

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1-812-590-8866

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I'M READY TO HELP YOU FIND THE RIGHT HEALTH PLAN...

Mobile phoneCall or text anytime of day to talk with me about anything regarding financial products.  Although I can’t always talk right away,  I can always get back to you within an hour or two. They say a picture is worth a thousand words.  If you’re able, try to be near your computer or a smart phone.  That way if needed I can show you what we’re talking about.  You can also get a head start in researching your options by trying out my Virtual Assistant first (click Online tab). Just answer a few questions and then receive information on the best type of policy for you or your family.  Ready to talk?  Call/text me at 317-514-8696 or 812-590-8866 anytime of day.

Virtual Agent LogoThere’s lot of great resources online these days.  With the power of the internet and some spare time, I’ve created a tool I call Virtual Agent.  With Virtual Agent all you need to do is answer a few questions (between 3-16) and you’ll get a recommendation on the right type of policy for you.  After that, you can go to my quote page to see specific plans within that policy type.  Or you can call or text me for help in finding a specific plan that has everything you or your group needs and takes your providers. Call/text me at 812-590-8866 or 317-514-8696.  Scroll to the bottom of the home page or click the logo on the left to use Virtual Agent now.

Larry Medcalf Local Health AgentOne of the benefits to being a local agent (and not being in a call center across the country somewhere) is the ability to meet in person.  Meeting face to face allows you to see what you are purchasing clearly in front of you.  We can go over benefits and answer any questions you might have right on the spot.  I travel to my customers, whether you prefer to meet at  Starbucks or your home, I’ll come to you.  Just let me know where and when.  I use Facebook scheduling for my appointments  Click here to visit my Facebook scheduling page and while you are there make sure to like the page to stay up to date on changes and healthcare/financial news in Indiana.

Zoom virtual Meeting logoIt’s kind of like meeting in person, but from the comfort of your computer chair.  Zoom uses technology to allow you to see my screen and me, while reviewing your options.  Simply call or text ( 317-514-8696 or 812-590-8866 ) and let me know you’d like to do a Zoom meeting. I’ll give you a short passcode. You can then click the Zoom logo to the left where you’ll be taken to the virtual meeting room.  Enter the passcode you were given and that’s it, we’re Zooming.

Best Rate Plans
WE GUARANTEE YOU WON'T FIND A BETTER PRICE ANYWHERE... WHETHER YOU ENROLL DIRECTLY FROM A CARRIER OR ANOTHER BROKER / AGENCY

Bloomington Health Insurance Agent

Don’t waste your time researching polices only to find out they don’t offer plans in Indiana or Monroe county.  So, I work with both local and national carriers that sell in Bloomington.  Plus, my help cost no extra money.  Let me put you in the right coverage at the right price.  Call or text me now at 317-514-8696 or 812-590-8866.  I cover all parts of Monroe county including Bloomington, Ellettsville, Smithville-Sanders, Stinesville and Harrodsburg.

Independent Local Insurance Agent - As a licensed Bloomington health insurance agent, I offer independent services. I have no affiliation with insurance companies and work to serve the best interest of my clients by finding reliable and low cost health insurance quotes online according to their needs.

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Availability - I am available to discuss your health insurance needs any time during the week. We can discuss health insurance options over the phone or schedule a one-on-one meeting according to your preference. We also provide no contact meetings via Zoom online in our virtual meeting room.

Price - We help our clients find low cost ( aka cheap costing) high-quality health insurance quotes online at no extra cost. Our services are available at no extra costs. This is because the premium you pay for health insurance plans already includes the fee for the services of agents, whether you use the services or not.

Privacy - Maintaining the privacy and security of client personal information is a top priority for us. We treat every bit of personal information you give us with complete confidentiality. I will not share your information with third parties at all. You can be assured that no one will bother you with unnecessary calls or emails.

Bloomington (Monroe County Indiana) Plan Types Available

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Group/Employer Bloomington Health Insurance Coverage

When finding employer / employee health insurance or any other form of group insurance on behalf of our clients, we focus on the goals of every member of the group. For employees, we find the lowest cost health insurance quotes according to their needs and finances. We apply an approach that guarantees finding health insurance quotes instantly and in good timing. The plans we focus on finding are those with the highest level of protection from the financial risks of medical expenses. The most minimal out-of-pocket expenses are associated with these plans. 

While other health insurance agents apply typical means and find a general plan for all members of the group, we cater to the needs of members of groups like employees, for example, as individuals.  We also seek supplemental aids on behalf of employees by applying HSA’s, HMA’s, HRA’s, and other supplements to help with deductibles.

About Your Local Agent - Larry Medcalf, CLU®

Hello there, my name is Larry Medcalf CLU®. I help individuals and groups find the most suitable health insurance plan for them. I work with all clients on a one-on-one basis to understand their needs and help them achieve it. As your agent, my job is to help you make the best health choices. I will apply expert measures to find that plan that fits your needs and budget. 

I am ready to discuss your needs at any time. Get in touch and let’s begin the process of finding the best insurance plan for you. You can schedule a meeting to discuss your goals and needs or contact me by text or voice call at 317-296-8881 or 317-514-8696.

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Finding Health Insurance in Bloomington

The options available on the Indiana health insurance exchange are quite limited the last couple years.  Finding low cost or just outright cheap quality health insurance quotes online requires applying other means. We apply several proven means in finding health insurance quotes instantly. It is our duty to research all options available from local carriers and find the most suitable one. We seek health insurance across the different categories, from ACA plans to short-term plans and faith health-share plans. Our method for finding the most suitable plan for a client involves evaluating whether they are eligible for any subsidies. We also consider key information such as pre-existing conditions, state of health, budget, and current medications and service providers in finding affordable health insurance quotes for clients that are most suitable for their needs.

Our services also include ensuring that you understand every plan before you buy it. We present all details about a health insurance plan to you in the simplest form. That way, we do not impose our expert opinions on you. We help you understand the options and make an informed decision. When searching for affordable health insurance quotes online, you can spend hours going through the available options and understanding them. The chances of you finding a quality health insurance quote (that truly meets your needs) online instantly without professional advice is slim. We apply our professional expertise to find the best low-cost health insurance quotes online for you at no extra cost. This is what a lot of persons do not understand. When you try to find health insurance plans yourself, you are wasting both time and money. Agency services are already included in the cost of every plan and decided by the state commissioner. Pricing does not change when you use a local Bloomington insurance agent. To get affordable health insurance quotes online, agents are your best bet.

What to Consider When Buying Health Insurance in Bloomington Indiana

The importance of health insurance cannot be overemphasized. Irrespective of your preferences and background, you would agree that health insurance is an essential commodity. With health insurance coverage, individuals and families can meet their healthcare needs with ease. Health insurance covers basic and emergency medical services. When medical needs arise, instead of struggling to meet such unforeseen needs, insurance coverage simply takes over. Health insurance is available in a wide range of forms. The different options have specific features, that the average person may not understand. This is why finding cheap health insurance quotes online without professional help can be quite difficult. Finding suitable health insurance plans without professional help will require spending a lot of time on research trying to figure out a rather complicated area. Professional agent services can take this stress away and help you understand your medical insurance options as well as find health insurance quotes instantly.

COMMON SPECIAL ELECTION PERIODS (SEP):  IN THE LAST 60 DAYS YOU HAVE HAD: Loss of group or other credible coverage,  Loss of CHIP or Medicaid, Having a baby or adopting a child, Becoming a US Citizen, Leaving prison, gaining membership to a federally recognized tribe.

 

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